Insurance

Buildings Insurance

No lender will agree to give you a mortgage without buildings insurance. If you are the freeholder (you own the building and the land that it stands on), it is your responsibility to arrange this insurance. Read more›

Contents Insurance

Buildings insurance is often sold alongside contents insurance.

Your lender will not insist on your taking out contents insurance, but it is highly recommended. If you ever need to make a claim, you will receive the cost of the replacements for damaged goods from your insurance company. Decide whether you want a new-for-old policy or cash, and assess the value of your possessions to make sure that you are not underinsured or overinsured. Read more›

Life Insurance

When you take out a mortgage, it makes sense to take out life insurance that would pay off your homeloan in the event of your death. There are different types of life insurance... Read more›

Income Protection

You can protect against losing your income through disability, no matter how it is caused, with Income Protection Insurance (sometimes also referred to as Permanent Health Insurance). Permanent Health Insurance (PHI) should not be confused with Private Medical Insurance (PMI). Read more›

Accident Sickness & Unemployment

Under Department of Social Security rules, homeowners who bought their property after 1st October 1995 have to wait nine months before they receive help with their mortgage interest payments from the State. Read more›